These Terms and Conditions ("Terms") govern your use of the website drstewartjones.com (the "Website") operated by Dr. Stewart Jones ("we," "us," or "our"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.

1.1 You must be at least 18 years old or the age of majority in your jurisdiction to use this Website.
1.2 You agree to use the Website only for lawful purposes and in accordance with these Terms.
1.3 You are solely responsible for ensuring that all information you provide is accurate and current.

2. Intellectual Property Rights

2.1 All content on this Website, including text, graphics, logos, images, and digital downloads, is our exclusive property or licensed to us and protected by international copyright and trademark laws.
2.2 You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content without our express written permission.

3. Professional Services Disclaimer

3.1 The content on this Website is for general informational purposes only and does not constitute professional business, management, or financial advice.
3.2 While we provide business consulting services, any specific advice will be provided only under separate engagement agreements.
3.3 You should consult with appropriate professionals before making any business decisions based on information from this Website.

4. International Use

4.1 Our Website is accessible worldwide. You are responsible for compliance with all local laws in your jurisdiction.
4.2 We make no representation that materials on this Website are appropriate or available for use in all locations.

5. User Accounts and Security

5.1 If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activities under your account.
5.2 You must immediately notify us of any unauthorized use of your account or other security breaches.

6. Limitation of Liability

6.1 To the maximum extent permitted by applicable law, we exclude all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website.
6.2 We do not guarantee that the Website will be uninterrupted, secure, or error-free, or that defects will be corrected.

7. Third-Party Content and Links

7.1 The Website may contain links to third-party websites or services not owned or controlled by us.
7.2 We disclaim all responsibility for the content, privacy policies, or practices of any third-party websites or services.

8. Indemnification

8.1 You agree to indemnify and hold harmless Dr. Stewart Jones and its affiliates from any claims, damages, or expenses arising from your violation of these Terms or your use of the Website.

9. Termination

9.1 We may terminate or suspend your access to the Website immediately, without notice, for conduct we believe violates these Terms or is harmful to other users or us.

10. Governing Law and Dispute Resolution

10.1 These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
10.2 Any disputes shall be resolved through binding arbitration in England & Wales in accordance with the rules of the United Kingdom.

11. Changes to Terms

11.1 We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website.
11.2 Your continued use of the Website after changes constitutes acceptance of the modified Terms.

12. General Provisions

12.1 If any provision of these Terms is held invalid, the remainder shall continue in full force and effect.
12.2 Our failure to enforce any right or provision will not be considered a waiver of those rights.